Assistant Operation Manager assists to oversee the entire lending process, including the initial application and review, underwriting and the disbursal or denial of the request. Many factors come into play in deciding whether a credit request is approved. Incomes, employment history, debt-to- income ratio and information contained in an applicant’s personal credit history report are a few. He will have a team of financial professionals handling the paperwork. If a credit or loan application is approved, they also determine the interest rate, loan term and maximum amount the institution is able to offer. Additionally, assistant operation manager shall be tasked with monitoring repayment progress and leading collections initiatives for delinquent accounts.