•  Bachelor degree or fresh graduate in the field of Banking/Finance or related degree
•  Minimum of one (1) year experience in credit department
•  Able to use Microsoft office (Word, Excel, PowerPoint) and Internet
•  Be honest, highly committed, and flexible
•  Able to work under pressure,independently as well as in team.
•  Able to communicate in English (Basic) Reporting to: Credit Assessment Manager

•  Conduct independent credit risk assessments on loan applications and submit to loan committee for approval
•  Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents and etc)
•  Evaluate the financial status of clients including financial ratios, trend, cash flow analysis, and financial projections
•  Evaluate clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them
•  Analyze the data and preparing reports about the degree of risk in lending money to clients
•  Analyze client records and using the data to recommend payment plans
•  Monitor loans for compliance
•  Draft models of credit information that predicts trends and patterns
•  Make a plan for annual credit review (twice a year)
•  Other tasks assigned by management

If you are interested in this exciting career with us and consider joining our dynamic team, we are pleased to welcome your application. Please submit your CV and Cover Letter to the HR and Admin Department of KDSB by hard or soft copy.
The documents to be submitted are as following:
1) Copy of ID Card
2) Curriculum Vitae or resume
3) Birth Certificate
4) Family Certificate
5) Education Certificates or related documents
6) ID Photo

Only shortlisted candidates will be contacted for interview.